Digital health insurance with telehealth, mental health support and AI medical assistant
Investing platform for 390+ cryptos, metals, stocks and ETFs from one euro account
Cloud accounting for sole traders with bank feeds, automated VAT and unlimited collaborators
Sustainable mobile bank with multi-IBAN sub-accounts, SEPA Instant and weekly savings interest
Neobroker with fractional shares, ETFs and zero-commission trades from a mobile app
Digital insurance manager to view, compare, optimise and cancel policies from 180+ insurers
Low-cost broker with stocks, ETFs, options and futures across 50+ exchanges
Invoicing for freelancers with QR payment codes, bank pairing and Pohoda/Money S3 exports
SMB business banking with IBANs, cards, FX to 150+ countries, invoicing and multi-banking
Peer-to-peer insurance grouping policyholders for cashback when claims stay low
EU VAT automation with in-house accountants in 10 countries and AI letter translation
Cloud ERP and accounting bundling invoicing, inventory, projects, CRM and HR for SMBs
Business banking for the self-employed with euro account, cards, invoicing and bookkeeping
Robo-advisor with 40 ETF portfolios, optional ESG, plus pension and life insurance wrappers
Cloud accounting with invoicing, bank reconciliation, payroll and direct ELSTER submissions
SME bank with IBANs, salary runs, granular permissions, overdrafts and €20k–€200k loans
Spend management with unlimited virtual/physical cards, AP automation and 40+ integrations
Mobile bank with euro accounts, instant notifications, sub-accounts and Apple/Google Pay
Spend management with cards, AP, reimbursements, travel and procurement for multi-entity groups
AI accounting platform combining bookkeeping, invoicing, expenses, cash flow and a pro account
Digital business banking with IBAN, cards, expense management and DATEV/Lexware exports
Corporate cards and expense management with receipt capture and accounting exports
Business banking for freelancers and SMEs with IBANs, cards, e-invoicing and accounting tools
Robo-advisor with 10 ETF risk levels, ESG and Megatrends variants from €1
Expense and travel management with OCR receipt capture, mileage and AI policy checks
Broker and robo-advisor with stocks, ETFs, savings plans from €1 and up to 2.5% on cash
Discretionary ETF portfolios from €1, rebalanced with a 0.75% flat management fee
Browser-based DIY tax filing with up to 5 returns per account and direct ELSTER submission
Spend management combining cards, AP, reimbursements, budgets and AI-driven approvals
Automated EU VAT compliance for e-commerce with 20+ marketplace and ERP integrations
Mobile tax filing with 70 guided questions and direct ELSTER submission
Sustainable mobile bank that excludes coal and weapons, funding renewables instead
Commission-free brokerage and bank with 9,500+ assets, savings plans and 2% on cash
Banking and investing app with sub-accounts, fee-free fractional stocks/ETFs and cashback
Insurtech connecting brokers and consumers with policy management and 300+ insurer quotes
Robo-advisor with 10 ETF portfolios across life insurance, PEA, PER and securities accounts
Online invoicing for micro-businesses with quotes, templates, mobile apps and payments