Moss

Moss is a Berlin-based spend management platform for SMBs founded in 2019, regulated by BaFin as an electronic money institution. It issues unlimited virtual and physical corporate cards (single-purchase, subscription and employee cards) with per-card budget rules, plus invoice management, AP automation and pre-accounting. 40+ integrations include DATEV, Xero, Exact Online and major ERPs and HRIS. Real-time dashboards give finance teams visibility into committed and actual spend. Pricing is tailored per business size and offered on request.