US-headquartered expense management.
The most common reasons buyers tell us they're moving to an EU alternative.
CLOUD Act exposure
US authorities can compel non-EU providers to hand over data even when stored on EU servers — incompatible with strict data-sovereignty contracts.
DPAs & CJEU rulings
Multiple EU DPAs have ruled that data transfer to the US violates GDPR Article 44 without further safeguards.
Procurement requirements
Many EU public-sector and regulated tenders now require EU-jurisdiction software and data residency. Tools listed here meet those requirements out of the box.
Vendor diversity
Reducing dependence on a small number of US hyperscalers and SaaS providers is a strategic goal across many EU governments and enterprises.
Spend management with unlimited virtual/physical cards, AP automation and 40+ integrations
Spend management with cards, AP, reimbursements, travel and procurement for multi-entity groups
Corporate cards and expense management with receipt capture and accounting exports
Expense and travel management with OCR receipt capture, mileage and AI policy checks
Spend management combining cards, AP, reimbursements, budgets and AI-driven approvals