Spendesk

Spendesk is a Paris-based spend management platform founded in 2016, combining corporate cards, invoice payments, expense reimbursements, budgets, multi-step approvals, reporting and pre-accounting in one system. AI features auto-extract receipt and invoice data, validate them, and route them through approval flows. It integrates with accounting tools such as Xero, Datev, Sage and Netsuite, and with Slack. Pricing is quote-based, with a fixed platform fee plus variable transaction fees. Spendesk is regulated as a payment institution in France.