Finance & Banking / Business Banking Verified 26 Apr 2026

Qonto

Business banking for freelancers and SMEs with IBANs, cards, e-invoicing and accounting tools

Paris, France · Founded 2016 · Paid
A European alternative to Chase for Business Wise Mercury Bluevine

About Qonto

Qonto is a Paris-based business finance platform for freelancers, SMEs and startups, supervised by the Banque de France as a payment institution. It provides French and other European IBAN business accounts, physical and virtual debit cards, SEPA and international transfers, e-invoicing, expense management and accounting integrations. Multi-user roles and approval workflows fit growing finance teams. Plans are Basic at €9/month, Smart at €19/month and Premium at €39/month, with no commitment. Qonto serves over 600,000 customers across the EU.

Quick facts

Pricing model Paid
Free trial
Open source
Self-hostable No
Public API No
Target audience B2B
Company size fit All
DPA available Yes
Data stored in EU Yes
Last verified by eubuilt.eu on 26 Apr 2026 — re-checks every 6 months Flag listing → Read our criteria →