Finance & Banking / Business Banking Verified 26 Apr 2026

Finom

SMB business banking with IBANs, cards, FX to 150+ countries, invoicing and multi-banking

Amsterdam, Netherlands · Founded 2019 · Freemium
A European alternative to Chase for Business Wise Mercury Bluevine

About Finom

Finom is an EU business banking and finance platform for freelancers and SMEs, operated by Finom Payments B.V., an electronic money institution authorised by De Nederlandsche Bank. It offers business IBAN accounts, debit and virtual cards with Apple/Google Pay, international payments to 150+ countries, FX, invoicing, expense management and multi-banking. Customer funds are safeguarded with BNP Paribas. Plans are Solo (free), Start, Premium, Corporate and Enterprise, with up to 3% cashback on selected plans.

Quick facts

Pricing model Freemium
Free trial
Open source
Self-hostable No
Public API No
Target audience B2B
Company size fit All
DPA available Yes
Data stored in EU Yes
Last verified by eubuilt.eu on 26 Apr 2026 — re-checks every 6 months Flag listing → Read our criteria →