QuickBooks 
Xero 
Sage 
Wave About Pennylane
Pennylane is a Paris-based unicorn (2024) building a unified financial platform for French SMBs and their accountants, used by 350,000+ companies. It combines accounting, invoicing, expense management, cash flow forecasting and the Pennylane Pro Account (French IBAN, payment cards, instant SEPA). AI helps with document processing, transaction categorisation and report analysis. Integrations include Stripe, SumUp, GoCardless, Shopify and WooCommerce. Plans cover self-employed, small businesses, SMEs and accounting firms; only available in France today.
Quick facts
Pricing model
Paid
Free trial
—
Open source
—
Self-hostable
No
Public API
No
Target audience
B2B
Company size fit
All
DPA available
Yes
Data stored in EU
Yes
