US-headquartered personal finance software.
The most common reasons buyers tell us they're moving to an EU alternative.
CLOUD Act exposure
US authorities can compel non-EU providers to hand over data even when stored on EU servers — incompatible with strict data-sovereignty contracts.
DPAs & CJEU rulings
Multiple EU DPAs have ruled that data transfer to the US violates GDPR Article 44 without further safeguards.
Procurement requirements
Many EU public-sector and regulated tenders now require EU-jurisdiction software and data residency. Tools listed here meet those requirements out of the box.
Vendor diversity
Reducing dependence on a small number of US hyperscalers and SaaS providers is a strategic goal across many EU governments and enterprises.
Cloud accounting for sole traders with bank feeds, automated VAT and unlimited collaborators
Invoicing for freelancers with QR payment codes, bank pairing and Pohoda/Money S3 exports
Cloud ERP and accounting bundling invoicing, inventory, projects, CRM and HR for SMBs
AI accounting platform combining bookkeeping, invoicing, expenses, cash flow and a pro account