Yomoni

Yomoni is the original French robo-advisor, launched in Paris in 2015 and now managing over €2 billion for its customers. After a short risk profile questionnaire, Yomoni allocates clients to one of ten model portfolios built mainly from low-cost ETFs and rebalanced over time. Available wrappers include life insurance (assurance-vie), the PEA share-savings plan, PER pensions and standard securities accounts. All-in annual fees are capped at around 1.60%, comprising Yomoni's management fee, custodian Crédit Agricole's charges and underlying fund costs.