Klarna

Klarna is a Swedish payments and digital-banking company founded in Stockholm in 2005, with its regulated entity Klarna Bank AB (publ) headquartered at Sveavägen 46, Stockholm. The product line covers buy-now-pay-later (Pay in 3, Pay in 30, Financing), Pay Now, the Klarna app and shopping browser, plus marketing services for retailers. Klarna serves around 114 million consumers and 850,000 merchant partners worldwide; it is free for shoppers who pay on time and charges merchants per transaction.